Business Insurance

Commercial Automobile:

If your business owns a car or truck, or a fleet of vehicles, you need Commercial Automobile Insurance. Bradenton offers a variety of coverage for your business. Here are some of the available coverage, however, we recommend you consult with us for options on what coverage will best fit your business. learn more about commercial automobile insurance >>

General Liability:

This covers you against claims (including law suits) arising from alleged negligence. This includes your day-to-day operations and can include claims arising from products you sell or manufacture. Coverage is generally included for libel, slander, invasion of privacy, false arrest and advertising injury. Damage to property of others can be included. There is a separate limit for ‘Medical Payments’ which is designed to cover minor injuries to others. If you tell us to do so, we will make payment for injury to a visitor on your premises, as a ‘Good Will’ gesture. learn more about general liability insurance >>

Office & Retail Facilities:

We insure buildings or offices for landlords (or lessor’s risk) as well as provide coverage for tenants of these buildings including professional office complexes (dentists, doctors, chiropractors, attorneys, accountants, engineers and architects), multi-tenant retail shopping centers, and other related risks. We have excellent insurance package policies for restaurants too. Coverage for ‘Loss of Rents’ or ‘Loss of Income’ is available as an option, as well as Ordinance or Law coverage, to cover the cost of rebuilding to the current building code. learn more about building and personal property insurance >>

Building and Personal Property:

We insure buildings and/or business personal property (or contents) for a variety of businesses including manufacturers, dealers or retailers, distributors or wholesalers and auto garages, just to name some of the types we insure. We can even insure a new building, while it is under construction, commonly known as ‘Builders Risk’ coverage. Business Interruption coverage is available as an option. Ordinance or Law coverage, to cover the cost of rebuilding to current construction code, may be included as well.
learn more about building and personal property insurance >>

Contractors:

Garage Liability and Garagekeepers:

This provides the liability coverage needed for an auto-related risk, such as a repair garage, auto body shop, car wash or car dealer. This protects against claims for injury to persons or damage to property of others, arising from alleged negligence. It would extend to claims arising from auto accidents, where the auto is owned by the insured garage, car wash or dealer or where the auto is owned by a customer of the business. Garagekeepers insurance protects against damage to vehicles in the custody of the insured business.
learn more about building and personal property insurance >>

Small Business Insurance:

AN IMPORTANT PROPERTY/LIABILITY PACKAGE YOU CAN'T AFFORD TO BE WITHOUT
Bradenton Insurance offers a comprehensive business owners insurance package policy that protects your business property and provides liability coverage as well. Also available in our Small Business Policy is a Loss of Business Income and Extra Expense feature which compensates you for up to 12 months for loss of income and extra expenses you incur to keep your business going during the time after a covered loss. learn more about small business insurance >>

Workers Compensation:

Workers’ Compensation pays for work-related illnesses or injuries to your employees. It pays medical expense (with no deductible), loss of wages and a death benefit according to the benefits required by Florida law. We recommend Workers’ Compensation, regardless of the number of employees you may have, as it is the only protection against a claim being brought against you, as a business owner, for work-related illness or injury. learn more about small business insurance >>

Commercial Umbrella:

AN IMPORTANT CATASTROPHE LIABILITY COVERAGE

We represent many insurance companies that write Commercial Umbrella policies. With a Commercial Umbrella, you are protected against a loss due to catastrophic law suits. It provides you with business liability coverage above and beyond your liability policy, when you purchase commercial liability and automobile liability coverage. If you purchase a workers’ compensation policy, it extends over that as well. Your business can be covered for $1,000,000 up to $10,000,000 or even more. Please contact us, your independent agent, to learn more about this valuable protection. learn more about commercial umbrella insurance >>

Surety Bonds: