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FREQUENTLY ASKED QUESTIONS Please submit your questions to : alden@bradentoninsurance.com Auto Insurance What does "Liability coverage" mean? This protects you if you are sued as a result of an auto accident. In the event that you damage someone else’s property or harm someone else as a result of your alleged negligence, your insurance company will hire an attorney to defend you and will pay for the damages for which you may be liable. Business Liability What is this for? This is the most basic coverage which all businesses should carry. It protects you in case someone is injured on your business premises or while you are at another job location. It can also include liability arising from your products or work. Umbrella What does an umbrella do? It extends over your auto and homeowners liability insurance or your business auto and general liability insurance. It pays in addition to these policies for larger verdicts which juries are awarding. For example, if you have 500,000 liability insurance and $1,000,000 umbrella policy, you have a total of $1,500,000 protection. |
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