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Renters Insurance
Renters or tenants insurance (HO-4) insures your household contents. It does not cover the dwelling or structure. This coverage is necessary when you are renting a home or apartment. This policy also provides Personal Liability and Loss of Use coverage.
Some apartment complexes or property owners may require this coverage in order for you to rent from them. Please remember: whatever insurance they may have on the home or apartment will not cover your belongings!
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