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Auto Insurance

for Bradenton, Sarasota, Lakewood Ranch and Beyond

What You Need to Know

The right auto insurance policy can help get you back on the road quickly if your car is damaged or destroyed by an accident, fire, theft, or any other covered event. Your policy will also include coverage for medical and legal expenses resulting from injury, loss of life, or property damage caused by an accident involving your vehicle.

An auto insurance policy is a contract between you and an insurance company. You pay a premium and in exchange, the insurance company promises to pay for specific car-related financial losses during the term of the policy. We can help you determine the best coverage for your needs.

Each state has its own laws about how much auto insurance you’re required to have. Florida is a “no fault” state, which means you must purchase insurance that covers damages and injury resulting from an accident, no matter who is at fault. Knowing what you are required to have, and what you should have, is what differentiates Bradenton Insurance from other agencies. We take the time to explain coverages and talk through potential limits so you can make an educated decision and properly protect your family.

Coverage Options

In addition to basic property damage liability and personal injury protection (PIP), these are the following options we'll discuss to make sure you’re comfortable with your limits:

Bodily Injury Liability 

  • Covers injuries or death someone else suffers as a result of an accident you’re at fault or partially at fault in.

Property Damage Liability 

  • Covers physical damage to another person’s vehicle or property that you're at fault or partially at fault in.

Uninsured Motorist Coverage 

  • Protects YOU if you’re involved in an accident with an uninsured motorist. Unfortunately, Florida has one of the highest uninsured driver rates in the country with nearly 20% of all drivers carrying no insurance.

Underinsured Motorist Coverage 

  • Protects YOU if you’re involved in an accident with someone who does not have enough insurance to cover your injuries/damages.

Comprehensive Damage 

  • Provides coverage for damages resulting from things other than collision, including vandalism, fire, flood, etc.

Collision Damage 

  • Provides coverage for a collision involving moving or inanimate objects.

Every person is uniquetalk to us today and we’ll make sure you have the appropriate coverages and limits. Auto insurance is complex so we take the time to help you understand the intricacies – you might even be surprised when you realize our premiums are very competitive, quite possibly significantly less than what you’re currently paying.

Want to find out more about your Auto Insurance options?

Bradenton Insurance

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