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6 Ways To Lower Your Auto Insurance Rates

for Bradenton, Sarasota, Lakewood Ranch and Beyond
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Jun 30, 2015

 

Auto insurance provides protection for you and your vehicle—but it doesn’t have to cost an unreasonable amount. There are plenty of ways to lower your auto insurance rates.

1. Compare Costs When Buying

If you’re in the market for a new vehicle, take your insurance payment into account when you compare cars. It will cost more to insure a luxury sports car than a practical commuter car. It also usually costs less to insure a used car than it does to insure a new one.

2. Drive Responsibly

Your driving record affects your insurance rates. You can’t control the actions of other drivers around you, but if you avoid texting while driving, speeding, tailgating, and other dangerous driving behaviors, you’ll likely be rewarded with lower insurance rates in the long run.

3. Increase Your Deductible

One of the simplest and quickest ways to lower your monthly insurance rate is to increase your deductible. Be aware that if you use this method to lower your rates, you’ll need to pay a higher deductible in the event of an accident.

4. Bundle Your Insurance Policies

Many insurance providers offer discounts for bundling your insurance policies. Consider using the same insurer for all your vehicles. You can also consider getting your auto insurance, home insurance, and other insurance policies from the same agent – we write all lines!

5. Ask About Discounts

Available discounts vary from company to company, but many insurance providers offer discounts for installing anti theft devices in your cars, storing your car in the garage, and taking a safe driving course. If you have teenagers on your policy, ask about rate discounts for teens with good grades.

6. Look At All Your Options

Shopping around at multiple insurance companies will help you find the lowest rate, but it might take a long time. Instead of spending all your time comparing different policies, choose an independent insurance agency like Bradenton Insurance. Independent insurance agencies work with multiple insurance providers so they can offer you a wide selection of policies at the best value—they do the shopping for you so you can save time and stress.

To learn more about saving money on auto insurance, contact Bradenton Insurance for a free quote today!



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