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Florida No Fault Insurance—The Basics

for Bradenton, Sarasota, Lakewood Ranch and Beyond
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Aug 05, 2015

Are you looking for auto insurance in Bradenton, Sarasota or Lakewood Ranch? It is important to protect yourself and your assets, but it is also important to meet the legal requirements mandated by the state.

Laws vary throughout the country, but in Florida drivers are required to carry no fault insurance policies—here’s what you need to know:

What Is Required By Law?

Florida requires drivers to have two types of insurance coverage:

  •          Property Damage Liability coverage (PDL)
  •          Personal Injury Protection (PIP)

What Is No Fault Insurance?

Personal Injury Protection or PIP is often referred to as Florida No Fault Insurance. This insurance policy covers you and your passengers if you are in an accident that results in injuries. This coverage applies no matter who was at fault in the accident. Even if the other driver causes the accident, your PIP policy can cover your medical costs.

What Are The Benefits Of Having No Fault Insurance?

Florida No Fault Insurance can help protect you when the other driver doesn’t carry insurance. It is also designed to limit unnecessary litigation to try and keep premiums low throughout the state.

If you’re interested in learning more about Florida No Fault Insurance or additional insurance coverage, visit Bradenton Insurance to request a quote. Protect yourself, your family and your vehicle with an insurance policy that meets legal requirements and provides financial security in the event of an accident.



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