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Off-Road Vehicle Insurance

for Bradenton, Sarasota, Lakewood Ranch and Beyond

There’s no shortage of ways to get outside in Florida. Whether you’re hitting the trail, the links, or just the great outdoors, the last thing you want to worry about is whether your insurance policy has you protected.

Bradenton Insurance can help you get the specialized coverage you need for your specialized vehicles. We'll protect your investment so you can focus on having fun.

What You Need to Know

Most specialized vehicles aren’t covered under your standard auto or home insurance policy, especially when you aren’t on your own property. What’s more, many national, state, and other public parks require specialty vehicle riders to be properly insured. Every specialty vehicle policy is unique, but the following is a quick rundown of some of the options included in most ATV, dirt bike, golf cart, and other off-road vehicle insurance policies:

Bodily Injury Liability

  • Covers injuries or death someone else suffers as a result of an accident you’re at fault or partially at fault in. 

Property Damage Liability

  • Covers physical damage to another person’s vehicle or property that you're at fault or partially at fault in.

Collision Coverage 

  • Covers damage to your vehicle when in a collision with another vehicle or other object.

Comprehensive Physical Damage

  • Provides coverage for damages resulting from things other than collision, including vandalism, fire, flood, etc.

Keeping Insurance Costs Low

Several factors can affect the cost of insuring a specialty vehicle. So how can you keep your rates low?

  • Be safe - If you have violations on your driving record or claims on your insurance policy, your rates will likely be higher.
  • Choose your vehicle carefully - Some models of ATVs, dirt bikes or other off-road vehicles are considered more aggressive machines, and typically cost more to insure.
  • Own and Insure More Than One - With many carriers you can receive a discount if you insure more than one specialty vehicle on your policy.

Want to find out more about your Off Road Insurance options?

Get an Off Road quote And start saving money today!

We can find discounts on off road insurance you may not find on your own. Give us a call, or get an off road insurance quote online today.

Bradenton Off Road Vehicle insurance

Bradenton Insurance

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